Capabilities · Tax Advisory

Every tax strategy, checked against your numbers.

Every strategy the agent surfaces carries its math and its legal authority, and no recommendation reaches you until a CPA or accountant has validated it. Advice you can see all the way down.

Real examples01 / 03
S-Corp Election

A profitable sole-prop that should elect S-corp status.

Scanning the client's return, the agent flagged a sole-proprietor with roughly $91,508 of net profit paying full self-employment tax. Converting to an S-corp and paying a reasonable salary is projected to save about $5,280 a year. Every figure traces back to the client's most recent filed return, and the recommendation shows the exact self-employment tax math it used.

  • Triggered by the client's own filed 2024 return, not generic rules
  • Full self-employment tax calculation shown line by line
  • Reasonable-salary caveat flagged for professional judgment
HighNew

S-Corp Election

Convert a profitable sole-prop to an S-corp to cut self-employment tax.

Figures below are from the client’s 2024 1040 return (their most recent actuals), the basis for this forward-looking plan, not current-year numbers.
How we got this number
From the return
Sole-prop net profit (Schedule C)
$91,508
Gross receipts
$111,940
Tax constants used (2025)
SE tax rate (12.4% SS + 2.9% Medicare)
IRC §1401
15.3%
2024 Social Security wage base
SSA / IRC §1401(a)
$168,600
Formula
SE tax today (sole-prop)
$91,508 × 92.35%, taxed 15.3% (SS capped at $168,600)
$12,930
Reasonable salary (estimate)
40% of $91,508 (min $50,000)
$50,000
Payroll tax on salary as S-corp
$50,000 × 15.3% (SS capped at $168,600)
$7,650
Estimated SE-tax saving
$5,280 / yr

The reasonable salary is a placeholder (40% of net); the filed figure must come from a compensation study (Watson v. Comm’r). Excludes the 0.9% additional Medicare tax and S-corp payroll and admin costs.

Why this fired
  • Sole-prop net ≈$91,508 across 1 business(es)
  • S-corp could save ≈$5,280/yr SE tax
Get started

See what the advisory agent surfaces when it scans your own return.

Talk to Arrive about advisory